Monthly Archives: September 2014

Health Insurance: A Security For Your Employees & Company

health insurance

health insurancehealth insuranceWhen you say you are committed to the success of your business, you have to be dedicated to the health of your employees. Just a reminder: you are always responsible for the health and safety of your employees while they are at work. When they get injured or ill, they may try to claim compensation.

Secure yourself and the future of your company by getting health insurance in Oregon and other places. In the Beaver State, entrepreneurs have been practicing this to ensure financial stability. According to a study, the rate for employer that provides health insurance has been increasing since 2001.

The history of employer sponsored health coverage

Employer sponsored health coverage increased as a direct result of wage controls imposed by the federal government during World War II. Authorities didn’t allow employers to increase salaries to attract job seekers. Employers offered benefits such as vacation and sick leave, along with health insurance when they learned it is not included in the restriction to attract workers.

Entrepreneurs appealed for employer sponsored health insurance, though it is less preferred because they believe it would greatly help them achieve their goals. Later on, authorities approved the appeal.

How it works

When you provide your employees with health insurance, you pay on behalf of your workers as part of their benefits. Almost all big companies in the US provide health insurance to their employees. You must pay about 85 percent of the insurance.

When you offer health insurance to your employees, you can levy conditions such as a requirement that the employee be full time before these take effect.

Employee loyalty starts with employer loyalty. Anne Mulcahy once said, “Employees who believe that management is concerned about them as a whole person – not just an employee – are more productive, more satisfied, more fulfilled. Satisfied employees mean satisfied customers, which leads to profitability.”

3 Important DIY Tips for First-Time Drillers

drilldrillMany people like the idea of having electric drills around, but very few actually know how to operate the drill for the first time. If you’re one of those don’t know how to start the process, we recommend the following:

  • Set the Desired Hole Diameter and Depth

When using an electric drill, start by assessing the right diameter and depth of the hole to make. Remember that you can never undo whatever hole you’ve already drilled; you need to be certain with the measurements and make proper markings.

  • Use the Right Bit Type and Size

There are several types of drill bits you can use depending on what you intend to do. Some of these are the metal twist, masonry, wood boring, wood countersinks, unibit step, and HSS countersinks. Each of these come in a variety of sizes that correspond to a specific hole diameter and depth. Professional tools provider GTPRO recommends using smaller bits during your first drill, especially if you aren’t too sure of the hole size.

  • Observe Safe Drilling At All Times

Before drilling, make sure that the drill bit is properly installed and there is no open part in the electric cord of the equipment. Lean and take a step back before drilling. Don’t push too hard as these could dull your bit easily. It’s best to stop and unplug your drill now and then to check your work. This also allows the drill to cool down.

Drilling is a simple task; safe drilling is not. In other words, you have to exert more effort and know the safety measures to avoid accidents and get the best drilling results.  Of course, it’s also important to observe proper maintenance of your drilling machine and bits. This would include conditioning the machine’s rotary components and lubrications while maintaining the sharpness of each bit.

Matching Type: Knowing which Extinguisher goes with which Fire


extinguishersextinguishersFire is naturally unpredictable, making it more dangerous and difficult to put out. It can blaze in almost every place at any matter or substance, even in metal materials that depicts durability. Despite the strength and prowess that fire shows, you can still put it out using the right type of fire extinguisher.

There are five types of fire extinguishers according to their extinguishing agents: carbon dioxide gas, water, foam, dry powder, and wet chemical. Each tool is designed and made to fight various types of fires also. Identifying which extinguisher goes with which fire helps you put it out more effectively.

CO2 Gas

Filled with non-flammable CO2 gas under extreme pressure, carbon dioxide extinguishers are mostly suitable for live electric gadgets, flammable gasses and liquids, along with precise mechanisms and electronic gadgets. It is not apt, though, for flammable solid materials like wood, textile, and coil.


Of all the elements, water is the most effective when it comes to extinguishing fire. It lowers the temperature of a burning object below the start point. Use water extinguishers for flammable solids like paper and wood; however, do not use it for live electric gadgets, oil, petrol, acids, and flammable gasses.


Air further ignites a fire, and a foam extinguisher works by cutting off the air supply while preventing the release of igneous exhausts. That is why it is suitable for extinguishing fire on petrol, oil, mineral oil, lipids, and flammable solids. Nevertheless, it is not apt if the blazing liquid is mixed with water.

Dry Powder

Powder extinguisher works by absorbing the fuel molecules to deny a fire of its fuel source. This type of extinguisher can be used to almost any fire, except for wood, coil, and textile. It is not meant for light and flammable alkaline metal.

Wet Chemical

This extinguisher suppresses burning cooking oils and fats, which forms into a foam that blocks the air supply. Use this for fires in carbonaceous materials like wood, paper, and textile. Do not use it on petrol and spirits, as it may just cause further ignition.

Getting to know which type of fire extinguisher suits a certain blaze helps you subdue it better faster. Using an extinguisher is your first option, but if the fire is already too big, it is best to get out of the place and call for help.

Achieving Holistic Hormonal Balance for a Better You

healthy diet

healthy diethealthy dietCompared to men, women are more prone to the effects of hormonal imbalance. There are many conventional treatments that use drugs to correct the hormonal imbalance, but these cause some side effects that make taking them very inconvenient. It is a good thing that hormone balance can be treated using a holistic approach.

Symptoms of Hormonal Imbalance

Hormonal imbalance can present itself in a number of ways. Women that experience this problem often have episodes of hot flashes, night sweats, loss of energy, are irritable and have a decreased libido. Hormonal imbalance also causes poor metabolism as manifested by increased weight gain, cravings for salt and sugar junk food, and mood swings.

If you have any or most of the above symptoms, then it is highly likely that you will benefit from the holistic approach to hormone balance treatment.

Eat a Nutrient Rich Healthy Diet

Avoid junk food, processed food and others that contain high calories, high sugar and high salt components. Excessive consumption of such will only add to the problem.

Increase Iron in your Diet

It is recommended to eat at least three servings of iron rich foods per day to ensure that you get enough iron in your body. Iron rich foods include: lean red meat, fish, eggs, nuts and green leafy veggies.

Add More Fiber to your Diet

High fiber foods like whole grains, beans, fruits and vegetables are necessary to achieve hormonal balance. For adult women, the recommended daily fiber intake should be at least 30-50 grams per day.

Drink Lots of Water

Nothing cleanses the body of toxins and other impurities better than water. Water keeps the body hydrated so that you are able to function properly. As a rule, the intake of half your body weight in ounces of water takes care of the daily normal requirements. For instance, women that weigh 140 lbs. should drink at least seventy ounces of water per day.

When buying food items, it is important that you read the labels thoroughly in order to ensure that what you are getting is natural and devoid of artificial ingredients. Make the effort to get your health back on track to live a more rewarding and fulfilling life.

4 Reasons to Book an Affordable Car Rental Early

car on the roadcar on the roadIf you are going on holiday or on a business trip, one way to slash down the cost of travel expenses is to book the services of a cheap car rental company in Perth. Booking in advance can offer you a lot of advantages such as being able to select a vehicle, as well as access to discounts and promos.  Here are some important points to consider when booking in advance.

  • Expediency

Booking in advance with an affordable Perth car rental company can help you avoid many inconveniences.  For instance, during peak seasons and weekends, do not expect to get a rental as soon as you arrive at your destination because chances are, all of the available cars have been booked. Booking in advance ensures that your business travel is stress-free because there is a car waiting for you, even if it is the height of the holiday season.

  • Allows you to Check Insurance Overlaps

When it comes to car insurance, it is important to consider that some customers will already be covered by their own car or home insurance. Therefore, you need to be careful when it comes to so-called insurance packages being peddled by some rental companies. In order to avoid an insurance overlap, check with your insurance provider prior to going to the car rental company.  While it is possible that you could already be covered by your own car insurance policy, the value of the rental may potentially eclipse that of your personal car. It is important that you are covered for a higher-valued vehicle.

  • Determine any Hidden Fees or Charges

When you book in advance, you will have more time to check on any hidden fees and charges that the car rental company may charge you.  A lot of car rental companies have an incremental charge for picking your car in one location and dropping it in another.  Booking in advance can get you discounts and possible free mileage points to offset these charges.

  • Freebies and Discounts

A lot of car rental companies have offers if you book them during the off-peak period. Booking in advance can potentially allow you to qualify for some discounts and promotions such as free gas or a waiver on surcharges. Offering the discounts for advanced booking is one way car rental companies are able to maintain their quotas for their sales.

Timber Shutters: The Ultimate Choice for Your Home Needs

window shutters

Timber shutters are a great addition to any home. They offer a versatile window treatment option with no limitations to colour, style and design. They can also improve the interiors of your home without necessarily sacrificing its existing design.

window shutterswindow shuttersAccording to The Blinds Gallery, here are some of the features that you should know about timber shutters:

Wide Selection

Timber shutters are available in a wide range of choices. They are made from different wood materials, such as chestnut, pine, pecan, basswood, oak, maple and mahogany. Upon completion of the design, each wood type takes on a distinctive hue, quality and overall character. You will notice that the grain patterns are quite different from one another and have different levels and qualities when it comes to absorbing colour stains.

Each wooden slat has its own characteristic and no two are ever equally the same. If you are considering customising some timber shutters for your home, you can be rest assured that yours are going to be truly one of a kind.

Ease of Maintenance

The great thing about timber shutters is they require very little maintenance. All that is required is some periodic cleaning. In fact, they are easier to clean than those fake wood blinds available in home improvement stores. Timber shutters tend to hide dirt more because they are usually stained with darker hues. Also, they are finished with a clear wood sealer, dust and debris, so they do not easily become trapped in the pores like those in faux wood blinds. Simply use a damp clean cloth or sponge to get rid of the accumulated dust.


Timber shutters are known to last longer than their faux wood counterparts. This is due to the quality of the wood used in their construction. They also are much more effective in blocking out light than faux shutters. Careful consideration must be exercised if you want to install them in areas with a high degree of moisture, such as the kitchen or bathroom. This is because they tend to absorb the humidity present in the air. Other than this precaution, timber shutters are perfect virtually anywhere, you want.

Hairway to Heaven: 3 Mistakes that Could Sabotage Your Hair Removal Treatment

hair removal

Despite being one of the most common treatments in a woman’s beauty regimen, hair removal is still one of the trickiest rituals to perfect—especially when the gals take matters into their own hands.

In Singapore and other countries that are considered top medical and beauty travel destinations, hair removal is a common beauty treatment for the ladies. But not everyone is familiar with the whole process, particularly when it concerns pre-treatment.

hair removalhair removalWith that, here are a few things you might want to avoid before reaching for that razor.

1. Not Prepping the Skin

The skin constantly sheds and if you don’t buff regularly. The dead cells can build up and give your skin a dull-looking appearance and a rough complexion, rendering any hair removal treatment ineffective. This is why exfoliation should be one of your first treatments.

Exfoliation not only improves the skin’s overall brightness and texture, it also readies you for a smooth, clean hair removal treatment.

2. Not Getting Professional Advice

Your dermatologist is the expert when it comes to caring for your skin, not your best friend or the magazine you have at home. They know how your skin works, what problems you regularly have to deal with, and how to address those problems. As such, it is important to get their professional advice or service about any skin treatments you’re planning.

This is why hair removal treatments in Singapore are becoming popular, as professional work by the doctor is always better and more reliable than DIY, home treatments.

Make sure that you work with a reliable skin care clinic for the best possible care and outcome.

3. Ignoring Other Skin Problems

Shaving or waxing is not recommended for people with sensitive skin or those suffering from other skin problems. These procedures are not advisable if you have acne, oily skin, dermatitis or other conditions because the cream and shaving could further aggravate the problem.

One of the best preparations is to make sure your skin is in good condition before undergoing any cosmetic treatment. The healthier your skin is, the better candidate you will be for any hair removal process.

Too much body hair is not really a problem for people, but for the ladies who are bothered with it, hair removal is a top choice. The key, however, is to know how to do it properly to get the best results.

3 Ways to Increase Visibility for Your Blog


blogblogYou wrote a compelling blog about an interesting topic and it sits there on your website waiting for readers. Days pass and you notice the problem: the blog is not gaining any hits or visits. If you’re in this dilemma, worry no more and read on these tips on how you can increase the visibility of your blog.

1. Provide entries related to the blog topic

Congratulations, your blog sparked the interest of the reader and they clicked on the post. If you are strategic at increasing the visibility of your blog, you will realise that the reader perhaps visited that blog post because of the topic. Experts who specialise in SEO services and content marketing strategies say it is important that you keep and feed that interest by providing links to related entries. Promote other blog posts at the end of the article; you may incorporate it in the over-all design of the site.

2. Offer social networking buttons

People want to promote interesting content through social networking sites. Take advantage of that and add social networking buttons on the site of your blog so that readers can easily share them. This will increase visibility and the possibility of the content to go viral. Make sure that you place the buttons in areas where readers can immediately see it.

3. Join forums and link blogs as a source of information

Forums are a wonderful space to gather information on what readers want to know and what problems are in need of solutions. But they are not just great sources of information, they also provide good opportunities for making your blog a credible reference for questions in the forum. Answer queries and end your comment with a link to your blog. With this, people who will visit the thread can see the link and may click on it for further reading.

Don’t forget to focus on constantly improving and beefing up your content. While you do this, reinforce your digital marketing efforts to increase visibility and drive traffic to the site.

Jewelry Repair – The Importance of Timely Repairs


jewelryjewelryAll types of jewelry repair in Utah are done by expert jewelers specially trained to repair and polish the most intricate jewelry. Jewelry is typically fragile and is subjected to wear and tear; it can sustain damage if not handled properly. That’s whereUtah jewelry manufacturing and repair facilities come into the picture and help jewelry owners preserve their expensive stones and metals.

How jewelry gets damaged

Jewelry repair is mostly applicable to inlay jewelry, which is known to be more intricate and fragile, explains AAA Jewelers. These may be damaged due to daily wear or from mishaps. The important and practical thing to do is to get jewelry repaired at the earliest.

Why early repair is important

Wearing damaged jewelry, especially inlaid ones, will lead to more damage and more expensive repairs. Once inlaid jewelry develops a crack, water and other liquids might seep in through the crack and affect the epoxy that firmly holds the stones on the mounting. So you run the risk of losing valuable stones like diamonds and emeralds, which by themselves cost a lot already.

There are certain chemicals that also affect the bonding between the stones and their mounting, which finally leads to stones falling out. Inlay involves each stone being fixed with epoxy to its adjacent one and the firmness of these inlaid stones depend on the stone-to-stone bonding, and also their bonding with the sides and bottom of the jewelry’s inlay channel. It is absolutely vital that the inlay section structure of the jewelry is intact and securely fixed with epoxy in the inlay channel.

If the jewelry has faceted gemstones set with prongs, it should be inspected yearly to ensure that the prongs are not bent or worn, which could result in the stones coming loose. Closely inspecting your inlay jewelry from time to time or use a magnifying glass to look for dents, breaks, or cracks. As soon as you spot one, take it to the local jeweler for immediate fixing. This is a task best left to the experts, as not many can do a perfect job.

5 Healthy Steps to Lose Weight

measuring tape

measuring tapemeasuring tapeMany people today are getting increasingly health conscious. It’s not just about losing weight, but getting physically fit in the most appropriate way. The health benefits are definitely worth it, as well.

To help you achieve your goals, noted nutrition specialist The Right Plan Nutrition Counseling explains some of the best ways to lose weight.

Understanding the “Low-Carb, Real-Food”

According to many experts, this method is more effective than the low-fat diet. Low Carb diet means cutting down on the sugar and starches, while increasing your protein and healthy fats intake. Keep in mind that this is not really a “diet”, but rather a way of eating or adjusting your lifestyle. It also suggests avoiding processed or unnatural food with preservatives or artificial chemicals.

Getting started with healthy weight loss

While there is no “one-size-fits-all” solution to permanent healthy weight loss, you may follow these tips to help you get started:

STEP 1: It’s not a short-term diet, it’s a lifestyle change.

The first step is to understand that permanent weight loss is not a “quick-fix.”  It’s simply a commitment to your healthy life. Losing weight can be easier than maintaining your ideal weight. As mentioned above, it’s all about changing your lifestyle.

STEP 2: Find an inspiration

Social support means a lot. There are programs today that use group support to inspire more people to take a huge step and reach their goals. There’s nothing wrong if you seek support from your friends and family to get the encouragement you need.

STEP 3: Start slowly and win the race

It takes time, so start slowly but surely. Losing one to two a week is already a big step. You don’t have to force yourself to drop 10 lbs in 2 days. This would only take a toll on your mind and body, making you feel sluggish, drained, and weak. Keep in mind when you drop significant weight quickly, you’re just losing mostly water and muscle, rather than fat.

STEP 4: Set clear objectives to keep you motivated

Hoping to fit into a bikini for the summer and other short-term goals typically don’t work. Aim for something sensible, such as getting fit for the sake of your family or yourself.

STEP 5: Monitor your progress

It is advisable to monitor your progress after your 7-day program. This gives you more ideas on what you need to change for your next program.

Following these simple steps can help you achieve your goals. And before taking any dietary supplement, it is best to consult your doctor. Again, always remember that there are no shortcuts in losing weight. It all starts with hard work to get better results.